Consult the Experts in Group Long Term Care
Long-term care is the assistance your employees will need for an extended period of time if they develop a chronic illness, disability, or cognitive impairment, such as Alzheimer’s disease.
Long-term care differs from medical care received in a hospital or provided by a doctor, which usually is covered by private health insurance or Medicare.
Long-term care can be very expensive. Depending on the type of care one may need, one year of care in a nursing home may cost, on average, over $40,000. Home care is less expensive but still very costly. To reduce this potential financial exposure to your employees, long-term care insurance is an inexpensive way to provide financial protection to your employees.
Long Term Care Insurance Carriers include:
- John Hancock
- GE Capital (Genworth)
- MetLife
Products Represented include:
- Reimbursement
- Indemnity
- Comprehensive
- Facility Only
- Home Care Only
- Tax Qualified
- Non-Tax Qualified
- California Partnership
- Executive Carve-Out
- Guaranteed Standard Issue
The following agents are trained in this specialized area of coverage:
- Jay Semaan:
- jsemaan@hmbd.com
- Travis England:
- tengland@hmbd.com
- Dan Roddy:
- danrod@hmbd.com
- Ted Elink Schuurman:
- tedeli@hmbd.com